Britam Launches EV-Specific Insurance In Kenya

Britam General Insurance has launched an Electric Vehicle (EV) insurance cover in Kenya.

Tailored for both fully electric and hybrid vehicles, the product positions Britam as a key player in accelerating Kenya’s transition to a low-carbon economy.

According to the Ministry of Transport and Infrastructure’s Draft National e-Mobility Policy, the government aims for EVs to constitute 5 percent of new vehicle registrations by 2025 — a sign of rising interest in cleaner transport. Britam’s new cover responds to this agenda and to the unique challenges faced by EV owners, such as high battery costs and limited repair infrastructure.

The cover has an array of features including the Battery Protect Cover Extension safeguards the battery and electric motor system. This is considered the most valuable component of an EV. Other benefits include coverage for personal charging equipment and an out-of-charge recovery service, which tows stranded vehicles to the nearest charging station.

“This EV Insurance cover shows how Britam innovates to meet evolving customer needs while supporting sustainable transport,” said James Mbithi, CEO and Principal Officer, Britam General Insurance. “By providing tailored EV insurance, we are contributing to a low-carbon future while helping the market scale responsibly.”

Beyond EV-specific risks, the cover offers comprehensive protection against accidental damage, theft, fire, flooding and malicious damage, along with additional benefits such as political violence and terrorism cover, courtesy vehicles, road rescue, and excess protection. The cover also extends to privately used electric motorcycles.

With this launch, Britam builds on its broader sustainability initiatives, including installation of three EV charging stations with six charging ports and a 183-panel solar car port at its Nairobi headquarters, underscoring its commitment to Sustainability.

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